How do I choose the right student credit card?

When choosing a student credit card in India, you should consider the following factors:

1. Fees and charges: Look for a card with no or low annual fees, processing fees, and late payment charges.

2. Interest rates: Choose a card with a lower interest rate, preferably one with a 0% interest period for the first few months.

3. Rewards program: Consider a card that offers rewards for your spending, such as cashback or reward points.

4. Credit limit: Choose a card with a credit limit that suits your needs, but make sure you can repay the balance on time.

5. Payment options: Look for a card that offers convenient payment options, such as online banking, mobile banking, or autodebit.

6. Customer service: Make sure the credit card issuer offers reliable customer service and assistance, especially in case of any issues or queries.

7. Credit history requirements: Choose a card that you are eligible for based on your credit history or lack thereof, as some cards may require a minimum credit score or credit history.

By considering these factors, you can choose a student credit card that suits your needs and helps you build a positive credit history.