top of page

What are my current financial situation and future financial goals?

Curious about financial planning

What are my current financial situation and future financial goals?

An ideal current financial situation would be one where you have little to no debt, a healthy emergency fund, and are consistently saving and investing for your future. This means you are living within your means and are not overspending on things you do not need. You have a budget that you follow, which allows you to save money for your shortterm and longterm financial goals.

As for future financial goals, these will vary depending on your personal circumstances, but some common goals might include saving for retirement, paying off a mortgage or student loans, saving for a child's education, starting a business, or saving for a down payment on a home. Your financial goals should be specific, measurable, achievable, relevant, and timebound (SMART).

bottom of page