Curious about Encumbrance Certificate

The validity period of an encumbrance certificate (EC) can vary depending on the state in India. In general, an EC is valid for a specific period, typically covering the previous 12 to 30 years. The exact duration may vary from state to state and is subject to the rules and regulations set by the respective state's registration department or authority.

It is important to note that the EC reflects transactions and encumbrances registered during the specified period covered by the certificate. For example, if the EC covers the previous 15 years, it will include details of registered transactions and encumbrances during that period.

When engaging in property transactions or other legal matters, it is advisable to obtain the most recent EC to ensure the information is up to date. Depending on the circumstances and requirements, it may be necessary to obtain a fresh EC closer to the date of the transaction to ensure accuracy and reflect any recent changes or transactions.

It is recommended to check the specific guidelines and regulations of the state where the property is located to determine the validity period of the encumbrance certificate and any requirements for obtaining a current and accurate certificate.