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Can I use my debit card to withdraw cash from an ATM?

Curious about debit card

Can I use my debit card to withdraw cash from an ATM?

Yes, you can use your debit card to withdraw cash from an ATM (Automated Teller Machine). Here's how it works:

1. Locate an ATM: Find a nearby ATM that is affiliated with your bank or part of a network that your bank has partnered with. Using an ATM within your bank's network is often feefree, while using an outofnetwork ATM may incur additional charges.

2. Insert Your Debit Card: Insert your debit card into the ATM's card reader with the chip or magnetic stripe facing the correct way, as indicated on the machine.

3. Enter Your PIN: You will be prompted to enter your Personal Identification Number (PIN). This is a secret code you set up when you received your debit card. It acts as a security measure to verify your identity.

4. Select Withdrawal: Follow the onscreen instructions to select the "Withdrawal" or "Cash Withdrawal" option.

5. Enter the Amount: Specify the amount of cash you want to withdraw from your account. Make sure the amount does not exceed your available account balance.

6. Confirm the Transaction: Review the transaction details, including the withdrawal amount, and confirm that they are correct.

7. Collect Cash and Receipt: The ATM will dispense the requested amount in cash. Take the cash and any receipt that the ATM provides, as it may include details of the transaction.

8. Secure Your Card: Don't forget to take your debit card from the machine after completing the transaction.

9. Exit the Transaction: Most ATMs will give you the option to complete additional transactions or end the session. Be sure to end the session if you're finished to prevent any unauthorized use of your card.

Remember to use ATMs located in welllit and secure areas, especially if you're withdrawing cash at night. Also, be cautious of any additional fees that might apply, especially when using ATMs that are not part of your bank's network. Your bank may charge you for using outofnetwork ATMs, and the ATM owner may also impose a fee.

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