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Can I use a debit card to make recurring payments?

Curious about debit card

Can I use a debit card to make recurring payments?

Yes, you can use a debit card to make recurring payments in India. Debit cards are commonly used for a variety of recurring expenses, such as utility bills, subscription services (like streaming platforms or magazines), insurance premiums, loan repayments, and more.

To set up recurring payments with your debit card, you typically need to provide the service provider with your card details, including the card number, expiration date, and the CVV (Card Verification Value) code on the back of the card. You may also need to provide your card's billing address and your consent for the recurring charges.

Here's how it generally works:

1. Service Setup: Contact the service provider (e.g., your utility company, insurance provider, or subscription service) to set up recurring payments. They will usually have a process in place for this.

2. Authorization: You'll need to provide your debit card details, authorize the service provider to charge your card at specified intervals (e.g., monthly, quarterly), and agree to their terms and conditions.

3. Automatic Billing: Once set up, the service provider will automatically bill your debit card for the agreedupon amount at the scheduled intervals.

4. Checking Statements: Regularly review your bank statements or mobile banking app to ensure that the recurring payments are processed correctly and to monitor your expenses.

It's essential to keep track of your recurring payments to ensure you have sufficient funds in your account to cover them. Also, if you ever wish to cancel a recurring payment, you can contact both the service provider and your bank to stop the charges.

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