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Can I link multiple bank accounts with a single IMPS account?

Curious about Immediate Payment Service

Can I link multiple bank accounts with a single IMPS account?

No, IMPS (Immediate Payment Service) does not provide the functionality to link multiple bank accounts with a single IMPS account. IMPS is primarily designed as a fund transfer service that allows you to transfer money between different bank accounts within India using the unique combination of your mobile number and a Mobile Personal Identification Number (MPIN).

Each bank account you hold with different banks will have its own unique mobile number and MPIN associated with it. To perform IMPS transactions for each bank account, you need to register the respective mobile number and MPIN with the specific bank that holds the account.

While you can use the same mobile number and MPIN for multiple IMPS transactions within a single bank account, you cannot link multiple bank accounts together under a single IMPS account.

Therefore, if you have multiple bank accounts and wish to perform IMPS transactions for each account, you will need to register the respective mobile numbers and MPINs separately with each bank to access their IMPS services.

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