What types of fraudulent charges are most common?

There are several types of fraudulent charges that are common. One of the most common types is unauthorized charges made with a stolen credit card or debit card. This can occur when a thief gains access to your card number, either through skimming at a store or online data breaches, and uses it to make purchases. Another common type is when a fraudster sets up a fake merchant account and charges your card for goods or services that you never received. Additionally, some scammers may use phishing tactics to trick you into giving away your card information or personal details, which they can then use to make fraudulent purchases or open accounts in your name.