What is the process for reporting fraudulent charges to my bank or credit card issuer?

If you notice any fraudulent charges on your bank or credit card statement, you should immediately contact your bank or credit card issuer and report the unauthorized transactions. In India, the process for reporting fraudulent charges may vary depending on the bank or credit card issuer, but generally, you can follow these steps:

1. Contact your bank or credit card issuer's customer service: Most banks and credit card issuers have a tollfree number that you can call to report fraudulent charges. You can find this number on your bank or credit card statement or on the bank or credit card issuer's website.

2. Provide details of the fraudulent charges: When you call customer service, be prepared to provide details of the fraudulent charges, including the date of the transaction, the amount charged, and the merchant's name.

3. Block the card or account: To prevent further fraudulent charges, you should ask the bank or credit card issuer to block your card or account immediately.

4. File a dispute: Your bank or credit card issuer will likely ask you to fill out a dispute form or provide a written complaint describing the fraudulent charges in detail. Be sure to include any supporting documents or evidence you have, such as receipts or emails.

5. Follow up regularly: It's important to follow up regularly with your bank or credit card issuer to check on the status of your dispute and ensure that the fraudulent charges have been removed from your account.

Overall, it's important to act quickly when you notice any fraudulent charges on your account, as the longer you wait, the harder it may be to recover any lost funds.