What is a good credit score, and how does it affect one's ability to obtain loans, credit cards, or other financial products and services?

A good credit score typically falls within the range of 670739, according to FICO, one of the major credit scoring companies. However, the exact definition of a good credit score may vary depending on the lender or creditor.

Having a good credit score can make it easier to obtain loans, credit cards, and other financial products and services. It can also help you qualify for better interest rates, which can save you money over time. On the other hand, having a low credit score may result in higher interest rates, difficulty obtaining credit, and even job or housing application denials.

In general, the higher your credit score, the better your chances of getting approved for credit and receiving favorable terms and interest rates. It's important to monitor your credit score regularly and work to improve it if necessary.