What happens if I don’t pay off the transferred balance before the offer ends?

If you don't pay off the transferred balance before the balance transfer offer ends, you will likely start accruing interest on the remaining balance at the standard rate of the credit card. This standard rate is typically much higher than the promotional rate, so it's important to pay off the balance as soon as possible to avoid high interest charges. Additionally, if you miss a payment during the promotional period, you may also lose the promotional rate and be charged the standard rate going forward. It's important to read the terms and conditions of the balance transfer offer carefully to fully understand the terms and avoid any surprises.