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What documents do I need to provide during the mortgage application process?

Curious about Mortgages

What documents do I need to provide during the mortgage application process?

In India, the documents required for a mortgage application process may vary from lender to lender. However, here are some common documents that you may be required to provide:

1. Proof of identity: This can be a passport, Aadhaar card, PAN card, or any other governmentissued ID.

2. Proof of address: This can be a utility bill, rental agreement, or any other document that shows your current address.

3. Proof of income: This can include salary slips, bank statements, income tax returns, and Form 16.

4. Propertyrelated documents: This can include property papers, title deed, and tax receipts.

5. Employment details: This can include employment letters, appointment letters, or any other documents that show your employment details.

6. Bank statements: This can include bank statements for the past 6 months or more.

It is recommended that you check with your lender for a complete list of documents required as it may vary depending on the lender and the type of mortgage you are applying for.

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