What are the different types of payment gateway integration available?
Curious about Payment gateway
There are typically three main types of payment gateway integration methods available:
1. Hosted Payment Gateway Integration:
In this type of integration, when a customer initiates the payment process on your website, they are redirected to a secure payment page hosted by the payment gateway provider. The customer enters their payment details and completes the transaction on the payment gateway's page. After the payment is processed, the customer is redirected back to your website. This type of integration requires minimal technical expertise as the payment flow is handled entirely by the payment gateway. However, it may offer limited customization options for the checkout page.
2. SelfHosted Payment Gateway Integration:
Selfhosted integration allows you to host the payment form on your website while still maintaining the security of the payment process. In this method, you collect the customer's payment information on your website and then securely transmit it to the payment gateway for processing. The customer stays on your website throughout the payment process, providing a seamless user experience. Selfhosted integration provides more control over the look and feel of the payment form, allowing you to customize it to match your website's design.
3. APIbased Payment Gateway Integration:
API (Application Programming Interface) integration is the most flexible and customizable method. It involves integrating the payment gateway's API directly into your website or application. With API integration, you have complete control over the payment flow and can design a fully customized checkout experience. You can collect the customer's payment details on your website, send the information to the payment gateway through API calls, and handle the response and transaction status in your application. API integration requires more technical expertise and development resources but provides greater flexibility and customization options.
The choice of integration method depends on factors such as your technical capabilities, desired level of customization, and security requirements. Hosted integration is relatively simple to set up and may be suitable for small businesses or those with limited technical resources. Selfhosted and APIbased integrations offer more control and customization options, making them suitable for businesses that require a tailored payment experience or have specific integration requirements.
It's important to choose a payment gateway provider that offers the integration method you prefer and provides comprehensive documentation and developer support for a smooth integration process.