What are some alternative methods for estimating college expenses and loan repayment costs?

While college planning calculators can be useful tools for estimating college expenses and loan repayment costs, there are other methods you can use to plan and estimate these costs as well:

1. College cost estimator tools: Many colleges and universities offer their own cost estimator tools on their websites, which can provide more accurate estimates based on their specific tuition and fees, as well as financial aid offerings.

2. College financial aid office: You can also contact the financial aid office at the colleges you are considering to get more information on the cost of attendance and the financial aid options available.

3. Private student loan providers: Private student loan providers may offer their own calculators or tools to estimate loan repayment costs, as well as information on interest rates and repayment terms.

4. College planning consultants: Some financial planners and college planning consultants can provide personalized guidance on college planning, including estimating costs, exploring financial aid options, and creating a savings plan.

5. Online resources: There are many online resources available to help with college planning, including government websites like studentaid.gov, financial planning websites, and college planning blogs and forums.

Keep in mind that no single method is guaranteed to provide a completely accurate estimate of college expenses and loan repayment costs. It's important to use multiple sources and to be conservative in your estimates to avoid taking on too much debt.