Should I keep my emergency fund in cash or in a savings account?

It's generally recommended to keep your emergency fund in a savings account rather than in cash. This is because cash is vulnerable to loss or theft, and may not earn any interest. On the other hand, a savings account is a safe and accessible place to store your emergency fund, and it may earn some interest over time. Some savings accounts may even offer higher interest rates than others, so it's a good idea to shop around and find the one that best suits your needs. Additionally, keeping your emergency fund in a savings account makes it easier to track your progress and see how close you are to reaching your financial goals.