top of page

How long can I invest in a guaranteed investment?

Curious about guaranteed investment

How long can I invest in a guaranteed investment?

The investment period for guaranteed investments may vary depending on the type of investment and the financial institution offering it. In India, guaranteed investments such as Fixed Deposits (FDs) typically have a fixed investment period, which can range from as short as 7 days to as long as 10 years. Other types of guaranteed investments such as National Savings Certificates (NSCs) have a fixed investment period of 5 or 10 years.

During the investment period, the investor is not allowed to withdraw the funds without penalty or losing interest. However, some financial institutions may offer premature withdrawal options with reduced interest rates or penalties.

It's important to carefully consider the investment period when investing in a guaranteed investment, as it may impact the returns and liquidity of the investment. Shorter investment periods may offer greater liquidity but lower returns, while longer investment periods may offer higher returns but limited liquidity. It's also important to compare the interest rates, fees, and other features of different guaranteed investments to choose the one that best meets your investment goals and risk tolerance.

Empower Creators, Get Early Access to Premium Content.

  • Instagram. Ankit Kumar (itsurankit)
  • X. Twitter. Ankit Kumar (itsurankit)
  • Linkedin

Create Impact By Sharing

bottom of page