How does a credit card company determine your credit limit?

A credit card company determines a customer's credit limit based on several factors, including the customer's credit score, credit history, income, and debttoincome ratio. The credit score is a numerical representation of an individual's creditworthiness, calculated based on their credit history, payment history, and credit utilization ratio. The credit utilization ratio is the percentage of available credit that is currently being used by the customer. The higher the credit score, the more creditworthy the customer is considered to be, and the higher the credit limit that may be offered. Similarly, a higher income and lower debttoincome ratio may indicate a customer's ability to manage debt and may result in a higher credit limit being offered.