How do I access my emergency fund when I need it?

Accessing your emergency fund can depend on where you keep your funds. If you keep your emergency fund in a savings account, you can typically access it through an ATM or by transferring funds to your checking account. If you keep your emergency fund in cash or a safe at home, you can access it by withdrawing the money.

It's important to remember that emergency funds should only be used for true emergencies, such as unexpected medical expenses or job loss. It's recommended to have a plan in place for accessing your emergency fund before an emergency occurs.