How can I negotiate bills and save money on services like cable and insurance?

Here are some tips for negotiating bills and saving money on services like cable and insurance in India:

1. Shop around: Research and compare prices and packages from different service providers before signing up for a new service.

2. Bundle services: Some providers offer discounts when you bundle services like internet, cable TV, and phone.

3. Review your bills regularly: Check your bills every month to make sure you are not being charged for services you did not request or use.

4. Call customer service: Contact your service provider's customer service department and ask if there are any promotions or discounts available.

5. Negotiate: If you have been a loyal customer, mention it when negotiating for a better deal. Be polite, persistent and explain why you are looking for a discount.

6. Consider switching providers: If you have tried negotiating and still cannot get a better deal, consider switching to a different provider.

7. Pay annually: Some services like insurance offer discounts when you pay the annual premium upfront instead of monthly installments.

Remember to always read the fine print before agreeing to any new service or contract.