How can I minimize the impact of fraudulent charges on my credit score?

If you report fraudulent charges in a timely manner, they should not negatively impact your credit score. However, it is important to monitor your credit reports regularly to ensure that no unauthorized accounts or inquiries have been opened in your name. If you do find any unauthorized accounts or inquiries, you should dispute them immediately to minimize any potential damage to your credit score. Additionally, you can place a fraud alert or freeze on your credit reports to prevent any new accounts from being opened without your permission.