How can I check my credit score and credit report?

In India, you can check your credit score and credit report through credit bureaus such as CIBIL, Equifax, Experian, or CRIF High Mark. You are entitled to one free credit report per year from each of these bureaus. To check your credit score and credit report, you can follow these steps:

1. Visit the website of any of the credit bureaus mentioned above.
2. Look for the "Get your credit score" or "Get your credit report" option.
3. Fill out the necessary information, including your name, date of birth, PAN number, and contact details.
4. Choose the type of credit report you want (free or paid).
5. Authenticate your identity by answering some security questions.
6. Once verified, you will receive your credit score and credit report.

It's important to regularly check your credit report to ensure that it's accurate and uptodate. Any errors or discrepancies should be disputed with the credit bureau to avoid any negative impact on your credit score.