How can a credit card help build credit?

Using a credit card responsibly and making timely payments can help build credit for students. When a student uses a credit card and pays their bills on time, they demonstrate their ability to handle credit responsibly, which is reported to credit bureaus. This helps to establish a positive credit history, which can be helpful when the student applies for loans or other credit in the future. However, it's important to use credit cards responsibly and not accumulate too much debt, as this can have a negative impact on credit scores.