Can the maturity date be extended for an individual investor, or is it set for the entire issue?

The maturity date of a financial instrument is typically set for the entire issue and is determined by the issuer at the time of issuance. It represents the date on which the instrument will reach its full term and the principal amount will be repaid to the investor.

In most cases, the maturity date cannot be extended for individual investors. The terms and conditions of the instrument, including the maturity date, are established at the time of issuance and apply to all investors who hold the instrument. The maturity date is a contractual obligation between the issuer and the investors.

However, it's worth noting that some financial instruments, such as certain types of bonds or loans, may have provisions that allow for early repayment or redemption at the discretion of the issuer. In such cases, the issuer may choose to repay the principal amount before the stated maturity date. This is more commonly seen in callable bonds or loans with prepayment options.

It's important to carefully review the terms and conditions of a financial instrument before investing to understand the specific provisions regarding the maturity date and any possible options for early repayment or extension.