Can RTGS transactions be initiated through mobile or internet banking?

Yes, RTGS transactions can be initiated through mobile or internet banking provided that the user is registered for such services and the bank offers this facility. Many banks in India offer the option to initiate RTGS transactions online or through their mobile banking apps, making it more convenient for customers to transfer funds. However, users must ensure that they enter the correct details of the beneficiary bank account and that the transaction amount does not exceed the prescribed limit.