Can processing fees be added to the total amount of a loan or purchase?

Yes, in some cases processing fees can be added to the total amount of a loan or purchase. This is commonly done for loans, where the processing fee is added to the principal amount and the borrower repays the total amount over the loan term. For purchases, it may depend on the policy of the seller or the payment method used. For example, some credit card companies may allow the processing fee to be added to the balance and paid off over time with interest. However, it is important to check the terms and conditions carefully to understand the total cost of the transaction including any added processing fees.