Can I refinance a loan that I recently took out or is there a minimum length of time I need to have had the loan?

It depends on the lender's policies and the type of loan you have. Some lenders may require you to have a certain amount of time with your current loan before you can refinance, while others may not have any specific requirements. For example, with a mortgage loan, some lenders may require you to have owned the home for a minimum amount of time, such as six months or a year, before you can refinance. It's important to check with your current lender or potential new lenders to see if there are any requirements or restrictions on refinancing.