Can I make an IMPS transfer from my desktop computer?
Curious about Immediate Payment Service
Yes, you can make an IMPS (Immediate Payment Service) transfer from your desktop computer. While IMPS is primarily associated with mobile banking, many banks also provide online banking platforms that allow you to access IMPS services through a web browser on your desktop computer. Here's how you can make an IMPS transfer from your desktop:
1. Online Banking Website: Visit your bank's official website and log in to your online banking account using your username and password. Navigate to the section or tab that provides money transfer services or fund transfers.
2. Select IMPS: Within the money transfer options, look for the IMPS transfer feature. It may be listed as IMPS, Immediate Payment Service, or interbank mobile payment service, depending on your bank's terminology.
3. Enter Beneficiary Details: Provide the necessary details of the recipient, such as their bank account number, bank name, branch IFSC code, and the transfer amount. Verify the accuracy of the information before proceeding.
4. Authorization: Follow the instructions on the screen to authorize the IMPS transfer. This may involve entering a OneTime Password (OTP) sent to your registered mobile number or using any other method of authentication specified by your bank.
5. Confirm and Complete: Review the transaction details, including the recipient's information and transfer amount. If everything is accurate, confirm the transfer to initiate the IMPS transaction.
6. Transaction Status: After the transaction is initiated, you may receive a transaction reference number or confirmation on the screen. Make a note of this reference number for future reference. You can also check the transaction status or history within your online banking account.
It's important to note that the specific steps and interface may vary slightly depending on your bank's online banking platform. If you're unsure about how to initiate an IMPS transfer through your desktop computer, you can refer to your bank's website or contact their customer support for detailed instructions.
Please note that not all banks may offer IMPS through their online banking platforms. Therefore, it's recommended to check with your bank to ensure that IMPS transfers are available through the desktop banking option.